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I have met the Viainvest team numerous times. I visited them for the first time with my business partner and friend Kolja Barghoorn in 2018 when we traveled to the Baltics as kind of pioneers to visit several P2P platforms.
I have invested small stakes in both Peerberry and Mintos to start off with but would appreciate your thoughts on the following two questions:
Unfortunately, PeerBerry does not support Apple or Google Pay, requiring a manual money transfer. You may also need to wait a while for the funds to appear in your account.
I have had very bad experiences with "housers" and "rendity", but I can recommend Peerberry, even they pay some of mine investments late due to war in Ukraine.
The buyback guarantee, which could have been initiated after 120 days for the credit lines, was cancelled retroactively. As a result, these can now be extended indefinitely.
In the recent past, P2P platforms have had to overcome several crisis situations. These included the coronavirus pandemic and the war in Ukraine. How did Viainvest deal with these situations?
But even if the lending markets are peerberry not directly affected by the war in Ukraine, the economic consequences of the war may be felt in the Baltic States as well. In this regard, Viainvest is watching the situation in Ukraine very closely.
PeerBerry is one of my favorite P2P lending platforms, offering excellent returns of around 11% with strong safety features including buyback guarantees on all loans. The platform is transparent about their team and loan originators, offers short-term loans for better liquidity, and has an easy-to-use auto-invest feature.
Viainvest is not only one of the oldest P2P platforms in Europe, but also one of the most popular alternatives among private investors. In the annual P2P Community Voting, the platform made it to the podium three times over the past five years. In 2025, it was even voted the most popular platform.
PeerBerry operates without an official financial market license such as the ECSP or national FCA license. While governance appears solid, this may concern highly risk-averse investors.
The platform operates with partial regulatory oversight under Lithuania’s transitional Crowdfunding Law. This review reflects information accurate as of February 2025. Always conduct your own due diligence and consider consulting a financial advisor before investing.
Viainvest is working with several loan originators, most of them being in the same group as Viainvest itself, which is a model that other Peer-to-Peer lending platforms are using. This ensure they have a much better control over their loan originators as they are part of the same entity.
We're pleased to hear about your successful two-year investment journey with PeerBerry. Ensuring your satisfaction is our ongoing commitment, and we hope to be your trusted companion for many more years.